How do you set a personal budget, even if thinking about money feels like the worst thing ever? What if you’re allergic to spreadsheets, or your family set you up with a ton of anxiety and expectations around finances?

Joe Biel, founder and CEO of Microcosm and regular host of the pod, did a little seminar for Microcosm staff on setting a personal budget and Joe’s favorite tips for money management. We got so much out of it, we wanted to share it with you!

If you want more tips on where to get started with your finances, check out UNF*CK YOUR WORTH by Dr. Faith Harper